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Mortgage Officer

Mortgage Officer

Career guide for mortgage officers & home loan advisors in Jamaica

Annual Salary
J$1.8M–J$4.5M
+ performance bonus
Roles Available
120+
Active listings
Market Trend
Growing
NHT demand rising
120+ mortgage & lending roles available in Jamaica right now
View Jobs →

Career Paths

Customer Service
Loans Officer
Mortgage Officer
Senior Mortgage Officer
Branch Manager
Credit Analyst
Mortgage Officer
Mortgage Manager
Head of Mortgages
VP Lending
Financial Advisor
Mortgage Officer
Senior Officer
Regional Manager

Salary Range

Avg J$2.9M
J$1.8M / yearJ$4.5M / year

Mortgage officers at NCB, JN Bank, Victoria Mutual (VMBS), Scotiabank Jamaica, and NHT earn competitive base salaries supplemented by performance bonuses tied to loan volumes.

Key Skills

Mortgage Underwriting
Credit Analysis
NHT Benefits Processing
Valuation Knowledge
Financial Statement Analysis
Customer Advisory
Risk Assessment
BOJ Regulatory Compliance
Loan Processing
Portfolio Management

Education

Minimum Entry

  • BSc Banking & Finance, Accounting, or Economics
  • 5 CXC/CSEC including English & Mathematics
  • Experience in banking or financial services

Preferred Qualifications

  • MSc Finance or Banking
  • ACIB — Chartered Institute of Bankers
  • NHT-specific training programmes

Professional Qualifications

  • ACIB — Associate Chartered Institute of Bankers (CIOB Jamaica)
  • CFA Level 1 (for senior lending roles)
  • NHT Approved Mortgage Originator certification
  • Bank of Jamaica — fit and proper regulatory compliance
  • AML/CFT compliance training (mandatory in Jamaica)

Job Market Trend

Growing
202120222023202420252026

NHT mortgage lending and private bank home loans have grown substantially, driven by Jamaica’s housing demand. Financial institutions are actively expanding mortgage departments across Kingston, St. Catherine, and Montego Bay.

Ready to Find Your Role?

Browse mortgage and lending vacancies across Jamaica’s banks & financial institutions

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